enquiry.fw

adm@energycombankgh.com

+233 302 815 066

current.fw

Retail Banking

Energy Current Account is a transactional and a non-interest bearing account available in the local currency.It comes with a cheque book, customized VISA ATM card, internet and online banking.


Features/Benefits

  • Chequebook
  • VISA ATM card
  • Internet banking
  • Monthly statement at no charge
  • Optional overdraft facility/business loans
  • Opened as individual or joint account
  • Easy payment platform for purchases at merchant outlets
  • Transactions available online real time
  • Dedicated Relationship Manager

Requirements

  • Completed account opening form including KYC information and mandate card
  • National ID (Voters, NHIS, passport, drivers license)
  • 2 passport size photographs
  • Utility bill

fixed deposit.fw

Our fixed deposit account is an investment product bespoke to create more rewarding interest for you.

It comes in a fixed amount for a fixed period of time usually 91, 182 or 365 days at a predetermined fixed interest rate. Some rates however could be negotiated depending on the value and volumes.

You could enjoy some overdraft and short term loans by using your fixed deposit investments as security.   


Benefits


  • Easy sign on
  • Attractive interest rate
  • Access to loans and overdrafts
  • Dedicated relationship management

energy gold account.fw

Energy Gold Account is an interest bearing account targeted at customers seeking high interest on their investments.

It has been created specifically to offer you the customer the opportunity to acquire short term loans or overdrafts. Cheque book, VISA ATM Card and no charge for monthly statements are also some of the benefits.


Features / Benefits


  • Minimum opening amount of GHS 500
  • Cheque book (cheque cannot go through clearing)
  • VISA ATM Card
  • Internet banking
  • Monthly statements at no charge
  • Optional overdraft facility/ business loan
  • Attractive interest rates
  • Easy payment platform for purchases at merchant outlets
  • Transactions available online real time
  • Dedicated Relationship Manager

Requirements


  • Completed account opening form including KYC information and mandate card
  • National ID (Voters, NHIS, passport, drivers license)
  • 2 passport size photographs
  • Utility bill

savings.fw

Energy Savings Account provides you the customer the opportunity to build cash reserves for the future while building financial security.

Our savings account offers attractive interest rate with no monthly charge on the account. It also comes with a personal savings withdrawal booklet, customized VISA ATM card internet and online banking.


Features / Benefits


  • Savings withdrawal booklet
  • VISA ATM card
  • Attractive interest rate/interest calculated daily
  • Withdrawalthrice in a month without any charge
  • Internet banking
  • Mobile banking
  • Dedicated Relationship Manager

Requirements


  • Completed account opening form including KYC information and mandate card
  • National ID (Voters, NHIS, passport, drivers license)
  • 2 passport size photographs
  • Utility bill
FIXED DEPOSITS INTEREST RATE
30 DAYS
60 DAYS
91 DAYS
182 DAYS
365 DAYS
Amount Rate (%) Rate (%) Rate (%) Rate (%) Rate (%)
1,001< 50,000 10.60 12.6 13.25 14.20 16.00
50,001< 100,000 10.80 12.80 13.30 14.30 16.50
100,001<300,000 10.92 12.92 13.38 14.40 16.80
300,001<500,000 11.20 13.20 13.40 14.50 17.00
500,000+ 12.00 13.30 13.50 14.60 17.20

 

ENERGY COMMERCIAL BANK LTD
INDICATIVE FOREX  RATES FOR 10 - JAN - 2018 
RATE BUY SALE
USD/GHS 4.2500 4.5800
EUR/GHS 4.4500 5.7000
GBP/GHS 5.2000 6.2000
GBP/USD 1.2900 1.3550
EUR/USD 1.1500 1.2100